PartPay is a New Zealand company with a mission to deliver more transparent, simple and user-friendly finance products to deliver benefits to both Customers and our Merchant Partners.
Grow Your Business
PartPay’s innovative instalment finance product has proven not only extremely popular with New Zealand Customers, but has delivered significant commercial benefits to our Merchant partners. Your Customers get to buy now, but pay later, but you still get paid straight away with PartPay assuming all credit risk to collect the remaining instalments.
New Zealanders love the “Buy Now, Pay Later” model, and it’s proven to reduce cart abandonments and increase conversion rates and average order values, helping acquire new Customers and drive your business profitability
Full Price, No Risk
You are paid the full purchase price less our fee the next business day so there is no impact on Cash Flow, and all credit risk sits with PartPay to recover the remaining payments from your Customer.
In Store or Online
We have existing integrations with many leading eCommerce platforms, and also have an in-store product so you can access PartPay benefits even if you don't sell goods and services online
PartPay’s platform allows you to deliver this with minimal administration or management required and with no risk. Our team will help manage all integrations, train staff etc
We are here to help drive your business. You will get access to Marketing support from our New Zealand based team to help drive awareness and usage of PartPay to drive your business, including access to our growing PartPay user community
Why work with PartPay?
We are a New Zealand owned and operated business, made up of a team experienced in consumer finance, technology, customer service and marketing. We are deeply passionate about delivering more transparent and customer-centric finance products to make life better for both our Merchant partners and their Customers.
Market leading ID and Credit Validation
We take Identity validation very seriously, are one of the only providers who use an NZ Drivers License and real-time Credit Check as part of our Onboarding process. The process is still completed in minutes, but this rigour plus our proprietary decisioning logic supports prudent lending decisions so Customers are in the best position to make their repayments.
Lowest Default Fees
Further to the above, our model is based on Consumers paying their instalments on time and as part of our commitment to this we have the lowest default fees in the New Zealand market, and cap our maximum default fees when many others don’t.
In house development team with global reach
All our technology development is managed in-house and with our Platform being used across global markets including the US and South Africa we will continue to evolve our technology and release new products and services to add more value.
"PartPay is fantastic, people find it simple to use. It is quick and credit can be given instantly. It means that they can wear the product that they want straight away. People seem happy that this service is available and I think at times they may spend more than what they initially intended to."Jo and Julie - Moda Bella Shoes - Continue Reading
"The best benefit is that it makes it extremely easy to up-sell our home care products and add on services to our clients - people are spending more willingly as they are excited to be able to afford to keep their hair looking amazing for the full 6 weeks"Ria Reihana - Aurum Hairstylists - Continue Reading
We recently spoke to Ria Reihana of Aurum Hairstylists about how she was finding PartPay.
Read about how PartPay improved her cashflow and streamlined her business processesRead Now
Jo from Moda Bella Shoes talked to us about how PartPay In-Store is working for her business
Read more about how PartPay in-store is increasing average order values and proving easy to use for both staff and customersRead Now
Need help getting things started?
Our Frequently Asked Questions section contains common questions and answers around joining PartPay as a Merchant.Read Merchant FAQs
- What do I have to do to accept PartPay?
- Are there any other transaction fees charged to accept PartPay?
- Can I use PartPay in my physical store or just online?
- What eCommerce platforms does PartPay support?
- When do I get paid?
- What happens if a Customer doesn't cover their future instalments?
- Do I have to commit to a fixed term to accept PartPay?
- What are the costs to accept PartPay?